The next generation of student finance, available to more people and on better terms.

Problem

Many key professions experience crippling shortages due to exclusion of the-less-wealthy-majority from qualifications. This is caused by the tens-of-thousands-of-pounds shortfall between government funding and savings / “bank-of-mum-and-dad”. Traditional lending is unavailable for those whose future earnings are likely to justify finance but cannot evidence this with their credit history.

Solution

Early stage companies raise equity when they cannot raise debt, enabling innovations that would not otherwise have been possible. StepEx is launching an “equity-style” financing instrument for students. More accessible based on future potential income and more affordable because the total amount to be repaid is linked to income earned.

Market

We fund post-graduate and professional qualifications that lead to high graduate salaries. Our initial market is the 25% of successful UK qualification applicants who withdraw due to an inability to secure finance, representing ~£2bn per year. Globally the market for professional qualifications exceeds £600bn per year.

Team

• Daniel George, CEO & Founder
• Ariane Bouche, Sales & Partnerships
• Safa Shams, Front end design
• Henry George (part-time), Head of Platform
• Nigel Glaister, Chairman
• Miles Cresswell-Turner, Non-Executive Director

Website and social media

StepEx website
StepEx Facebook
StepEx LinkedIn

UN Sustainable Development Goals

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